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Comprehensive Renters’ Insurance for Foreign Students Studying in Japan “RYUHOSHO” 「Insurance」
This insurance, which we call “RYUHOSHO”, is provided for students who live in private apartments; it protects them against costs of damage to other persons or their properties, caused by fire, water leakage etc. It also insures the joint guarantor* for such costs as those incurred by a tenant’s failure to pay rent in a timely manner, or to leave the room in its original state. In this case, “joint guarantor” is the university and its faculty members.
Entering this insurance policy is understood to relieve any burden, psychological or financial, for your joint guarantor. For detailed information about the insurance, please refer to the home page below.
Japan Educational Exchanges and Services (JEES)
Comprehensive Renters’ Insurance for Foreign Students Studying in Japan http://www.jees.or.jp/crifs/pdf/crifs_en_2023.pdf
Tohoku University Housing Joint Guarantor System
The Tohoku University Housing Joint Guarantor System allows the Tohoku University International Students Support Association to act as the joint guarantor on apartment leases for students under certain conditions.
The term of guarantee is effective only while the student is enrolled at Tohoku University. Its scope is limited to apartments that use “the prescribed university lease”.
International students (with the residency status of “Student”) enrolled, or scheduled to enroll, at Tohoku University are eligible. In addition, they must be:
- enrolled in Comprehensive Renters’ Insurance for Foreign Students Studying in Japan (RYUHOSHO)
- obtain the consent of your academic advisor in advance
- able to make monthly rent payments on time
Application documents can be obtained from the relevant staff in your department.
The application process takes some time, so you must apply at least one month before you plan to move in.
* Rentaihoshonin (joint guarantor)
A guarantor is someone who is willing to accept the obligation of paying on the student’s behalf in case the student is unable to pay. The landlord reserves the right to seek payment from the guarantor if the student does not pay the rent by the due date, or to pay for any uncompensated damage to the room. A joint guarantor must be an “adult who makes an independent living”, and therefore must have a stable income. Japanese students living in Japan may ask a parent or relative to be their guarantor, but international students should consult with their academic advisor first. The university also recommends joining the “Comprehensive Renters’ Insurance for Foreign Students Studying in Japan”.
