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Comprehensive Renters' Insurance for Foreign Students Studying in Japan & Accommodation Insurance

Comprehensive Renters' Insurance for Foreign Students Studying in Japan "RYUHOSHO"

This insurance, which we call "RYUHOSHO", is provided for students who live in private apartments; it protects them against costs of damage to other persons or their properties, caused by fire, water leakage etc. It also insures the joint guarantor* for such costs as those incurred by a tenant’s failure to pay rent in a timely manner, or to leave the room in its original state. In this case, "joint guarantor" is the university and its faculty members.
Entering this insurance policy is understood to relieve any burden, psychological or financial, for your joint guarantor. For detailed information about the insurance, please refer to the home page below.

Japan Educational Exchanges and Services (JEES)

Tohoku University International Student Housing Rent Joint Guarantor Program

This program is for international students who need Tohoku University to be the joint guarantor of the apartment contract. Please note that only those who bought Comprehensive Renters' Insurance for Foreign Students Studying in Japan are eligible for this program. The guarantee period is effective while the students are in Tohoku University.
Applicants should be students of Tohoku University, or students who will definitely enter Tohoku University. Students must:

  • Enroll in "Comprehensive Renters' Insurance for Foreign Students Studying in Japan".
  • Have their instructor's signature on the application form.
  • Make proper monthly rent payments without delay.

You can get application forms at your department office.

* Rentaihoshonin (joint guarantor)

A guarantor is someone who is willing to accept the obligation of paying on the student's behalf in case the student is unable to pay. The landlord reserves the right to seek payment from the guarantor if the student does not pay the rent by the due date, or to pay for any uncompensated damage to the room. A joint guarantor must be an "adult who makes an independent living", and therefore must have a stable income. Japanese students living in Japan may ask a parent or relative to be their guarantor, but international students should consult with a teacher or professor at the university first. The university also recommends joining the "Comprehensive Renters' Insurance for Foreign Students Studying in Japan".

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