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Student Insurance

Required Insurance for All Tohoku University Students (in principle).


All Tohoku University Students are required to enroll in both of the following types of insurance.

・Personal Accident Insurance for Students Pursuing Education and Research "GAKKENSAI"

This is an accident compensation insurance covering unforeseen disasters and accidents during regular curricular activities, school events, extracurricular (club) activities, and while on the university premises. Please note that illness and natural disasters such as earthquakes are not covered by this insurance. For further details, please see the link below.


・Personal Liability Insurance for students "GAKKENBAI"

This insurance covers the liability for injuring others or damaging their property during regular curricular, internship, and volunteer activities, and school events, or commuting to and from them. For further details, please see the link below.


Contact information
Life Support Section, Student Services Division
Window No.3 on 1st floor of Management Office on Kawauchi kita Campus
TEL:022-795-3943, 3944

Voluntary Insurance


Students are highly advised to enroll also in the following types of optional insurance.


Japan Educational Exchanges and Services Insurance ("Inbound futai-gakuso")

This insurance is offered by Japan Educational Exchanges and Services (JEES). International students who are enrolled in "GAKKENSAI" are eligible.

・Comprehensive Insurance for Students Lives Coupled with "GAKKENSAI" for International Students ("Inbound futai-gakuso")

This is a comprehensive insurance policy covering liability, injury, illness, rescuer expenses, death and residual disability. For further details, please see the pamphlet. You can get application forms at your department office.

Tohoku Univ. Co-op Insurance (Personal Liability Insurance for Students, Life Mutual Insurance and Fire Mutual Insurance)

Enrollment in Univ. Co-op insurances requires membership in the Univ. Co-op. The Co-op membership fee will be refunded when you leave the university.

・Personal Liability Insurance for Students (Gakusei Baisho Sekinin Hoken)

This is a liability insurance covering personal injury and property damage in daily life (including official lectures, events, and training). For further details, please see the link below (Information about this insurance is on page 27).


・Life Mutual Insurance (Seimei Kyosai)

This is a compensation insurance covering hospitalization due to illness or accidents/injuries, out-patient care at hospitals due to accidents/injuries, surgery, aftereffects, and death of the policyholder. This insurance provides coverage regardless of whether the policyholder is inside or outside Japan. For further details, please see the link below.

http://kyosai.univcoop.or.jp/guidance/life_af.html (Japanese only).

・Fire Mutual Insurance (Kasai Kyosai)

This insurance covers tenant liability for damage due to negligence such as fire, or water leakage, and also the loss of household property due to wind, flood, fire, lightning or burglary. For further details, please see the link below.

http://kyosai.univcoop.or.jp/guidance/fire_kv.html (Japanese only).

For Tohoku Univ. Co-op insurance inquiries
Mutual Insurance Center (Kyosai Hoken Center), Tohoku Univ. Co-op
Located in Welfare Facilities on Kawauchi-kita Campus
E-MAIL: kyosai@tohoku-u.coop

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